Overview: LIC HFL Junior Assistant Recruitment 2026
LIC Housing Finance Limited (LIC HFL) has officially released the notification for Recruitment of Junior Assistants 2026, inviting online applications from eligible Indian citizens for 180 vacancies spread across cities in 20+ states. This is a direct recruitment opportunity into one of India’s most reputed housing finance companies — a subsidiary of the Life Insurance Corporation of India. If you are a graduate with at least 55% marks and are looking for a stable, well-paying role in the financial services sector, this is an excellent opportunity to explore Bank Jobs and PSU-linked careers. The online application window is open from 16 April 2026 to 30 April 2026.
Table of Contents
Key Highlights: LIC HFL Junior Assistant Recruitment 2026
| Parameter | Details |
|---|---|
| Organisation | LIC Housing Finance Limited (LIC HFL) |
| Post Name | Junior Assistant |
| Total Vacancies | 180 |
| Application Mode | Online |
| Application Start Date | 16 April 2026 |
| Last Date to Apply | 30 April 2026 |
| Exam Date (Tentative) | 1st week of June 2026 |
| Age Limit | 21–30 years (as on 01.04.2026) |
| Educational Qualification | Graduate with minimum 55% marks |
| Application Fee | Rs. 800/- + 18% GST |
| Official Website | www.lichousing.com |
Why Apply for LIC HFL Junior Assistant 2026?
Prestigious Organisation LIC Housing Finance Limited is a subsidiary of LIC of India — one of the most trusted names in the country’s financial sector. A job here carries strong brand credibility and long-term career security.
Competitive CTC The monthly CTC ranges from Rs. 38,709/- to Rs. 41,509/- depending on city category, with a basic pay of Rs. 20,000/- and a net take-home between Rs. 26,727/- and Rs. 29,527/-.
Annual Performance Increments Junior Assistants are eligible for increments up to 10% of Basic Pay every year based on quarterly/annual performance, offering consistent salary growth.
Additional Benefits The role comes with PF (company contribution), mediclaim cover, group insurance, meal coupons, gratuity, staff housing loan scheme, and performance-linked incentives.
Pan-India Postings With 180 vacancies across 20+ states and 50+ cities, candidates can apply for their preferred city, making this opportunity accessible across the country.
Clear Selection Process The two-stage selection — Online Examination followed by Interview — is transparent and merit-based, giving well-prepared candidates a fair shot.
Candidates looking for similar opportunities can also browse Central Govt Jobs and PSU Jobs on our platform.
Important Dates: LIC HFL Junior Assistant Recruitment 2026
| Activity | Date |
|---|---|
| Start of Online Registration & Fee Payment | 16 April 2026 |
| Last Date for Online Registration & Fee Payment | 30 April 2026 |
| Download of Call Letters for Online Exam | 7–10 days before exam |
| Online Examination (Tentative) | 1st week of June 2026 |
Vacancy Details: LIC HFL Junior Assistant Recruitment 2026
Total Vacancies: 180
| State | City | Vacancies |
|---|---|---|
| Andhra Pradesh | Guntur, Tirupati, Vijayawada, Vizag Gajuwaka | 8 |
| Assam | Guwahati | 3 |
| Bihar | Biharsharif, Muzaffarpur, Patna | 7 |
| Chhattisgarh | Raipur | 3 |
| Delhi | Delhi NCR | 3 |
| Gujarat | Ahmedabad, Rajkot | 2 |
| Jammu & Kashmir | Jammu | 1 |
| Karnataka | Bangalore, Belgaum, Gulbarga, Hassan, Mangalore, Mysore, Raichur | 29 |
| Kerala | Ernakulam, Palakkad, Thrissur | 3 |
| Madhya Pradesh | Bhopal, Gwalior, Indore, Jabalpur, Satna, Shahdol | 18 |
| Maharashtra | Ahmednagar, Aurangabad, Dhule, Jalgaon, Kolhapur, Mumbai/Navi Mumbai/Thane, Nagpur, Nasik, Pune/Pimpri/Chinchwad, Solapur | 25 |
| Odisha | Cuttack/Bhubaneswar | 7 |
| Punjab | Amritsar | 1 |
| Rajasthan | Alwar | 1 |
| Sikkim | Gangtok | 1 |
| Tamil Nadu | Chennai, Coimbatore, Hosur, Kanchipuram, Karaikudi, Karur, Madurai, Tirunelveli, Tirupur | 21 |
| Telangana | Hanumakonda/Warangal, Hyderabad/Secunderabad, Karimnagar, Mahbubnagar, Nizamabad, Siddipet | 24 |
| Uttar Pradesh | Lucknow, Meerut, Saharanpur, Varanasi | 13 |
| Uttarakhand | Dehradun | 1 |
| West Bengal | Kolkata/Howrah/Chinsurah, Siliguri | 9 |
| Grand Total | 180 |
Note: Candidates can apply for only one Vacancy City. The Examination State may differ from the Vacancy State, but the Interview State will be the same as the Vacancy State. Total vacancies may increase or decrease based on actual requirements at the time of final selection.
Eligibility: LIC HFL Junior Assistant Recruitment 2026
Nationality: Indian Citizen
Educational Qualification: Graduate with a minimum aggregate of 55% marks in any discipline from a university recognised by the Government of India or an equivalent qualification recognised as such by the Central Government.
- Courses completed through correspondence, distance, or part-time mode are not eligible.
- The final result must have been declared on or before 01.04.2026.
- Where CGPA/OGPA is awarded, it must be converted to percentage as per university norms and indicated in the application.
- 54.99% will be treated as less than 55% — fractions are not rounded up.
Computer Literacy: Operating and working knowledge of computer systems is required.
Work Experience: Preferred (not mandatory).
Age & Relaxation: LIC HFL Junior Assistant Recruitment 2026
Age Limit (as on 01.04.2026): 21 to 30 years
Candidates must have been born not earlier than 02.04.1996 and not later than 01.04.2005 (both dates inclusive).
Note: The official notification does not specify age relaxation details for reserved categories. Candidates are advised to check the official advertisement at www.lichousing.com for any relaxation applicable.
Pay Scale: LIC HFL Junior Assistant Recruitment 2026
Basic Pay: Rs. 20,000/- per month (uniform across all city categories)
CTC Structure (Monthly):
| City Category | Basic Pay | HRA | Other Benefits | Meal Coupon | Total CTC (Monthly) | Total CTC (Annual) |
|---|---|---|---|---|---|---|
| Category I | Rs. 20,000/- | Rs. 4,400/- | Rs. 8,400/- | Rs. 5,040/- | Rs. 41,509/- | Rs. 4,98,108/- |
| Category II | Rs. 20,000/- | Rs. 3,600/- | Rs. 7,600/- | Rs. 5,040/- | Rs. 39,909/- | Rs. 4,78,908/- |
| Category III | Rs. 20,000/- | Rs. 3,000/- | Rs. 7,000/- | Rs. 5,040/- | Rs. 38,709/- | Rs. 4,64,508/- |
Net Pay (Monthly after deductions):
| City Category | Gross Pay | Total Deductions | Net Pay |
|---|---|---|---|
| Category I | Rs. 32,800/- | Rs. 3,273/- | Rs. 29,527/- |
| Category II | Rs. 31,200/- | Rs. 3,273/- | Rs. 27,927/- |
| Category III | Rs. 30,000/- | Rs. 3,273/- | Rs. 26,727/- |
- Meal Coupon: Rs. 210/- per working day (24 working days considered)
- PF company contribution, mediclaim, and group insurance are included in CTC
- Eligible for Gratuity, Staff Housing Loan, and Performance Linked Incentive as per rules
- Annual increment: up to 10% of Basic Pay based on quarterly/annual performance
- Probation Period: 6 months from date of joining (extendable as per rules)
- Lease/staff quarter facility is not applicable for Junior Assistant cadre
Selection Process & Exam Pattern: LIC HFL Junior Assistant Recruitment 2026
Mode of Selection: Online Examination followed by Interview
A. Online Examination
Exam Pattern:
| Section | No. of Questions | Maximum Marks | Duration |
|---|---|---|---|
| English Language | 40 | 40 | — |
| Logical Reasoning | 40 | 40 | — |
| General Awareness (with special emphasis on Housing Finance Industry) | 40 | 40 | — |
| Numerical Ability | 40 | 40 | — |
| Computer Skill | 40 | 40 | — |
| Total | 200 | 200 | 120 minutes |
Negative Marking: Yes — 0.25 marks deducted per wrong answer. No penalty for unattempted questions.
Score Normalization: If the exam is held in multiple sessions, scores will be equated across sessions to adjust for difficulty variation.
Cutoffs: Applied in two stages — (i) section-wise, if applicable; and (ii) on total score.
B. Interview
Candidates ranking sufficiently high in the online exam merit list will be called for interview. Candidates not securing the minimum qualifying marks in the interview will be disqualified.
C. Final Selection
Final merit list and selection will be based on combined marks of the online examination and interview, strictly in order of merit.
D. Medical & Background Verification
Selected candidates must undergo a medical examination (at their own expense) and background verification. Adverse findings during background verification may result in immediate termination of the employment contract.
Application Fee: LIC HFL Junior Assistant Recruitment 2026
| Category | Application Fee |
|---|---|
| All Candidates | Rs. 800/- |
- GST @ 18% will be charged additionally on the application fee.
- Fee is non-refundable under all circumstances.
- Payment through online mode only (Debit Card, Credit Card, Internet Banking, IMPS, Mobile Wallets).
- Bank transaction charges will be borne by the candidate.
How to Apply: LIC HFL Junior Assistant Recruitment 2026
Candidates must apply online only through the LIC HFL website at www.lichousing.com from 16 April 2026 to 30 April 2026. No other mode of application will be accepted.
Before Applying, Candidates Must:
- Scan and keep ready: passport-size photograph (4.5 cm × 3.5 cm), signature (black ink on white paper), left thumb impression, and handwritten declaration in English
- Keep a valid personal email ID and mobile number active throughout the process
Handwritten Declaration Text: “I, _______ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.” (Must be written in the candidate’s own handwriting in English only.)
Step-by-Step Application Process:
- Visit www.lichousing.com → Careers → Job Opportunities → Recruitment of Junior Assistants → Apply Online
- Click “New Registration” and enter name, contact details, and email ID. Note the Provisional Registration Number and Password.
- Fill in the application form and use “Save & Next” to save progress at each step.
- Upload photograph, signature, left thumb impression, and handwritten declaration as per specifications.
- Click “Validate Your Details” and proceed.
- Preview the complete application, verify all details, and click “Complete Registration”.
- Proceed to payment tab and pay Rs. 800/- + GST through online mode.
- Click “Submit” and download/print the e-Receipt and application form for future reference.
Candidates are advised to apply well before the closing date to avoid last-minute technical issues.
Important Instructions
- Candidates can apply for only one Vacancy City.
- Once submitted, applications cannot be withdrawn and fees will not be refunded.
- Only the latest valid registration will be retained in case of multiple applications.
- Name in the application must exactly match the name on the photo identity proof.
- Female candidates who have changed their name post marriage must produce original gazette notification / marriage certificate / affidavit at the time of examination/interview.
- Candidates currently employed must produce a No Objection Certificate (NOC) from their employer at the time of interview.
- Mobile phones, pagers, calculators, and other electronic devices are strictly not allowed in the examination hall.
- Biometric data (thumb impression and photograph) will be captured on the day of online examination.
- Candidates reporting late to the examination centre will not be permitted to take the exam.
- Any candidate found using unfair means may be debarred permanently from all LIC HFL recruitment processes and could face criminal prosecution.
- Legal disputes, if any, shall be subject to the exclusive jurisdiction of courts/tribunals in Mumbai only.
FAQ: LIC HFL Junior Assistant Recruitment 2026
Q1. What is the total number of vacancies for LIC HFL Junior Assistant 2026?
There are 180 vacancies across 20+ states and 50+ cities.
Q2. What is the minimum educational qualification required?
Graduation in any discipline with a minimum aggregate of 55% marks from a recognised university. Correspondence/distance/part-time courses are not eligible.
Q3. What is the age limit for LIC HFL Junior Assistant?
Candidates must be between 21 and 30 years of age as on 01.04.2026.
Q4. Can I apply for more than one city?
No. Candidates can apply for only one Vacancy City.
Q5. What is the application fee?
Rs. 800/- plus 18% GST, payable online only. The fee is non-refundable.
Q6. What is the exam pattern?
The online exam has 200 questions (200 marks) across 5 sections — English, Logical Reasoning, General Awareness, Numerical Ability, and Computer Skill — with a duration of 120 minutes. There is negative marking of 0.25 marks per wrong answer.
Q7. When is the tentative exam date?
The online examination is tentatively scheduled for the 1st week of June 2026.
Q8. What is the salary for LIC HFL Junior Assistant?
The monthly CTC ranges from Rs. 38,709/- to Rs. 41,509/- depending on city category. The net take-home pay ranges from Rs. 26,727/- to Rs. 29,527/-.
Q9. Is work experience mandatory?
Work experience is preferred but not mandatory.
Q10. Where can I check for updates regarding this recruitment?
Candidates should regularly visit the official LIC HFL website at www.lichousing.com for all updates, corrigendums, and notices.
Important Links
| Description | Link |
|---|---|
| Official Advertisement | View Notification |
| Apply Online | Click Here |
| Official Website | www.lichousing.com |
| Join WhatsApp Channel | Click Here |
| Join Telegram Channel | Click Here |