Overview: Punjab and Sind Bank LBO Recruitment 2026
Punjab and Sind Bank (A Government of India Undertaking) has released the official notification for Lateral Recruitment of Local Bank Officers (LBO) in JMGS-I grade. A total of 1000 vacancies are being filled across 17 states and union territories through this recruitment drive. If you are a graduate with minimum 18 months of banking experience as an officer in a Scheduled Commercial Bank or Regional Rural Bank, this is an excellent opportunity to join one of India’s leading public sector banks. Online applications opened on 31 March 2026 and will close on 20 April 2026. Candidates are advised to read the complete notification carefully before applying.
For more opportunities in the banking sector, explore our dedicated Bank Jobs section.
Table of Contents
Key Highlights: Punjab and Sind Bank LBO Recruitment 2026
| Feature | Details |
|---|---|
| Organization | Punjab and Sind Bank |
| Post Name | Local Bank Officer (LBO) – JMGS-I |
| Total Vacancies | 1000 |
| Application Mode | Online |
| Application Start Date | 31.03.2026 |
| Last Date to Apply | 20.04.2026 |
| Age Limit | 20 to 30 years (as on 01.03.2026) |
| Educational Qualification | Graduation in any discipline |
| Experience Required | Minimum 18 months as officer in SCB/RRB |
| Pay Scale | Rs. 48480-2000/7-62480-2340/2-67160-2680/7-85920/- |
| Application Fee (General/OBC/EWS) | Rs. 850/- + Taxes |
| Application Fee (SC/ST/PwD) | Rs. 100/- + Taxes |
| Official Website | punjabandsind.bank.in |
Why Apply for Punjab and Sind Bank LBO Recruitment 2026?
Permanent Government Bank Job with Attractive Pay: LBOs are appointed on a regular basis in JMGS-I scale with a starting pay of Rs. 48480/- plus increments. Additionally, LBOs join at initial pay plus 3 increments, making the effective starting emoluments even higher.
Structured Career Progression: Selected officers are placed in the general cadre and are governed by the bank’s standard promotion policy, offering a clear path for career advancement up to senior management grades.
Comprehensive Benefits Package: In addition to basic pay, selected candidates are entitled to DA, HRA or Leased Accommodation, CCA, Medical benefits, LTC, Terminal Benefits, and other perquisites as per prevailing bank rules.
JAIIB/CAIIB Increments Protected: If the candidate has already acquired JAIIB or CAIIB qualifications, the increments for those qualifications shall be protected and adjusted at the time of joining, ensuring experienced candidates are not at a disadvantage.
Opportunities Across 17 States: With 1000 vacancies spread across states including Uttar Pradesh (200), Gujarat (125), Punjab (100), Odisha (80), Chhattisgarh (80), and more, candidates have the flexibility to apply for the state of their choice based on language proficiency and local experience.
Ideal for Experienced Banking Professionals: This is a lateral entry recruitment, specifically designed for banking professionals who already have hands-on branch experience. It is a direct route to an officer-grade position in a public sector bank without the need to compete in open IBPS examinations.
Aspirants looking for more such Bank Jobs can explore additional recruitment notifications on our website.
Important Dates: Punjab and Sind Bank LBO Recruitment 2026
| Event | Date |
|---|---|
| Commencement of Online Application | 31.03.2026 |
| Last Date for Online Application & Fee Payment | 20.04.2026 |
| Cut-off Date for Age Eligibility | 01.03.2026 |
| Cut-off Date for Educational Qualification & Work Experience | 20.04.2026 |
Vacancy Details: Punjab and Sind Bank LBO Recruitment 2026
Total Vacancies: 1000
State-wise and Category-wise Vacancy Breakup:
| State | SC | ST | OBC | EWS | UR | Total | Mandatory Language |
|---|---|---|---|---|---|---|---|
| Chhattisgarh | 12 | 6 | 21 | 8 | 33 | 80 | Hindi |
| Gujarat | 18 | 9 | 33 | 12 | 53 | 125 | Gujarati |
| Himachal Pradesh | 3 | 1 | 5 | 2 | 9 | 20 | Hindi |
| Jharkhand | 1 | 0 | 2 | 1 | 6 | 10 | Hindi |
| Karnataka | 9 | 4 | 16 | 6 | 25 | 60 | Kannada |
| Kerala | 1 | 0 | 2 | 1 | 6 | 10 | Malayalam |
| Madhya Pradesh | 9 | 4 | 16 | 6 | 25 | 60 | Hindi |
| Maharashtra | 9 | 4 | 16 | 6 | 25 | 60 | Marathi |
| Odisha | 12 | 6 | 21 | 8 | 33 | 80 | Odiya |
| Tamil Nadu | 9 | 4 | 17 | 6 | 29 | 65 | Tamil |
| Telangana | 4 | 2 | 8 | 3 | 13 | 30 | Telugu |
| Uttar Pradesh | 30 | 15 | 54 | 20 | 81 | 200 | Hindi |
| Arunachal Pradesh | 2 | 1 | 4 | 1 | 7 | 15 | English* |
| Assam | 7 | 3 | 13 | 5 | 22 | 50 | Assamese/Bodo/Garo |
| Nagaland | 0 | 0 | 1 | 0 | 4 | 5 | English* |
| West Bengal | 4 | 2 | 8 | 3 | 13 | 30 | Bengali |
| Punjab | 15 | 7 | 27 | 10 | 41 | 100 | Punjabi |
| Total | 145 | 68 | 264 | 98 | 425 | 1000 |
*Applicable only for candidates who have studied and passed English from a school located in Nagaland and/or Arunachal Pradesh.
PwBD Vacancies (included within above totals):
| Category | VI | HI | OC | MD/ID |
|---|---|---|---|---|
| Total | 9 | 12 | 9 | 5 |
Note: The number of vacancies is provisional and may vary according to actual requirements. Present employees of Punjab and Sind Bank are not eligible to apply. Candidates can apply for vacancy of one state only.
Eligibility Criteria: Punjab and Sind Bank LBO Recruitment 2026
Nationality: Candidates must be Indian Citizens or fulfill the citizenship criteria as specified in the official notification (subjects of Nepal, Bhutan, Tibetan Refugees who came before 01.01.1962, or persons of Indian origin from specified countries with requisite eligibility certificates).
Educational Qualification: A Degree (Graduation) in any discipline from a university recognized by the Government of India or any equivalent qualification recognized by the Central Government. Candidates must possess a valid Mark-sheet or Degree Certificate and must indicate the percentage of marks obtained in Graduation while registering online.
Post-Basic Qualification Work Experience: Minimum 18 months of branch experience (post essential academic qualification) as an officer in any Scheduled Commercial Bank or any Regional Rural Bank listed in the Second Schedule of Reserve Bank of India. The cut-off date for work experience is 20.04.2026.
Language Proficiency: Proficiency in the local language of the applied state (reading, writing, and understanding) is mandatory. Candidates who have studied the specified local language as a subject in Class 10 or Class 12 will be exempt from the language proficiency test. Others will be tested before final appointment.
CIBIL Score: Candidates must have a minimum CIBIL score of 650 or above at the time of joining. A CIBIL report drawn from the bank where the candidate holds an account must be submitted at the time of document verification.
Age Limit and Age Relaxation
Age Reckoned as on: 01.03.2026
| Scale | Minimum Age | Maximum Age |
|---|---|---|
| JMGS-I | 20 years | 30 years |
Candidates must have been born not earlier than 02.03.1996 and not later than 01.03.2006 (both dates inclusive).
Age Relaxation:
| Category | Relaxation |
|---|---|
| Scheduled Caste / Scheduled Tribe | 5 years |
| Other Backward Classes (Non-creamy layer) | 3 years |
| Persons with Benchmark Disabilities (PwBD) | 10 years |
| Persons affected by 1984 Riots | 5 years |
| Ex-Servicemen (with minimum 5 years military service) | 5 years |
Note: There is no reservation for Ex-Servicemen in Officers’ Cadre. SC/ST/OBC relaxation is applicable cumulatively with only one other permissible category.
Pay Scale: Punjab and Sind Bank LBO Recruitment 2026
Scale of Pay (JMGS-I): Rs. 48480-2000/7-62480-2340/2-67160-2680/7-85920/-
LBOs will join at the initial pay scale for JMGS-I plus 3 increments as per the Joint Note applicable at the time of the recruitment process. JAIIB and CAIIB increments, if already acquired, will be protected at the time of joining.
In addition to basic pay, the following allowances and benefits are applicable: Dearness Allowance (DA), House Rent Allowance (HRA) or Leased Accommodation (if applicable as per scale and location), City Compensatory Allowance (CCA), Medical benefits, Leave Travel Concession (LTC), Terminal Benefits, and other perquisites as per prevailing bank rules.
Probation and Service Bond:
| Scale | Bond Amount | Bond Period | Probation Period |
|---|---|---|---|
| JMGS-I | Equivalent to 3 months’ gross salary (initial basic + DA + Special Allowance + DA on Special Allowance) | 3 years | 6 months |
Selection Process
The selection process for JMGS-I consists of the following stages:
Written Test → Screening → Personal Interview → Final Merit List → Proficiency in Local Language → Final Selection
Exam Pattern:
| S. No. | Name of Test | No. of Questions | Maximum Marks | Medium | Duration |
|---|---|---|---|---|---|
| 1 | English Language | 30 | 30 | English | 30 minutes |
| 2 | Banking Knowledge | 40 | 40 | English and Hindi | 40 minutes |
| 3 | General Awareness/Economy | 30 | 30 | English and Hindi | 30 minutes |
| 4 | Computer Aptitude | 20 | 20 | English and Hindi | 20 minutes |
| Total | 120 | 120 | 120 minutes |
Minimum Qualifying Marks: 40% for Unreserved and EWS category candidates and 35% for Reserved category candidates in each section.
Score Weightage: Online written test carries 70% weightage and Personal Interview carries 30% weightage in the final merit list. Written test marks (out of 120) will be converted to out of 70, and interview marks (out of 50) will be converted to out of 30. Final merit list will be prepared state-wise and category-wise.
Language Proficiency Test: Candidates who do not hold a Class 10 or Class 12 certificate showing the specified local language as a subject will be required to appear for a language proficiency test before joining. Failure to qualify this test will result in non-appointment.
Interview Venue: New Delhi (unless otherwise specified). Call letters will be sent by email only. Candidates will have to attend at their own cost.
Application Fee
| Category | Fee |
|---|---|
| SC / ST / PwD | Rs. 100/- + Applicable Taxes + Payment Gateway Charges |
| General / EWS / OBC | Rs. 850/- + Applicable Taxes + Payment Gateway Charges |
Mode of Payment: Online only. Cash, cheques, money orders, and postal stamps are not accepted. Fee once paid is non-refundable under any circumstances.
How to Apply: Punjab and Sind Bank LBO Recruitment 2026
Eligible candidates must apply online through the official website of Punjab and Sind Bank at https://punjabandsind.bank.in/ only. No other mode of application will be accepted.
Step 1: Visit the official website https://punjabandsind.bank.in/ and navigate to the Recruitment section. Step 2: Click on the relevant notification for LBO Lateral Recruitment 2026. Step 3: Register with a valid personal email ID and mobile number. Step 4: Fill in all required details including educational qualification, work experience, and state preference. Step 5: Upload scanned copies of photograph (20–50 KB, .jpg/.jpeg), signature (10–20 KB), left thumb impression (20–50 KB), and hand-written declaration (50–100 KB) in the prescribed format. Step 6: Upload all required documents in PDF format (Resume, ID proof, Age proof, Educational certificates, Experience certificates, Caste/Disability certificate if applicable). Step 7: Pay the application fee through online mode only. Step 8: Submit the application and take a printout of the system-generated application form for future reference.
Candidates applying from across India can also explore other Central Govt Jobs on our website for more opportunities.
Important Instructions
- Candidates can apply for vacancies in one state only. No change of state or category will be permitted after registration.
- Present employees of Punjab and Sind Bank are not eligible to apply.
- Signature must not be in capital letters. Consistent signature must be maintained throughout the process.
- In case of multiple applications, only the last valid complete application will be retained.
- Candidates must maintain a CIBIL score of 650 or above at the time of joining.
- Candidates serving in Government or PSU organizations must produce a No Objection Certificate (NOC) from their employer at the time of interview.
- The Bank reserves the right to change, cancel, or reschedule the selection process at its sole discretion.
- All communications from the bank will be through email only. Candidates must regularly check their registered email and the bank’s official website.
- Any dispute arising out of this advertisement shall be subject to the jurisdiction of courts situated at Delhi.
- Canvassing in any form will lead to disqualification.
- Appointment is subject to police verification, medical fitness, document verification, and execution of the service bond.
- Candidates are advised to apply well before the last date to avoid last-minute technical issues.
Frequently Asked Questions (FAQ)
Q1. What is the total number of vacancies in Punjab and Sind Bank LBO Recruitment 2026? A. The total number of vacancies is 1000 across 17 states and union territories.
Q2. What is the minimum experience required to apply? A. Minimum 18 months of branch experience as an officer in a Scheduled Commercial Bank or Regional Rural Bank listed in the Second Schedule of RBI is required.
Q3. Can I apply for vacancies in more than one state? A. No. Candidates can apply for vacancies in one state only. No change of state will be permitted after registration.
Q4. What is the age limit for this recruitment? A. The age limit is 20 to 30 years as on 01.03.2026.
Q5. What is the pay scale for LBO JMGS-I? A. The pay scale is Rs. 48480-2000/7-62480-2340/2-67160-2680/7-85920/-. LBOs also receive 3 additional increments at joining.
Q6. Is there a language proficiency requirement? A. Yes. Proficiency in the local language of the applied state is mandatory. Candidates who have not studied the local language at Class 10 or Class 12 level will be required to pass a language proficiency test before joining.
Q7. Are current employees of Punjab and Sind Bank eligible? A. No. Present employees of Punjab and Sind Bank are not eligible to apply.
Q8. What is the minimum CIBIL score required? A. Candidates must have a minimum CIBIL score of 650 or above at the time of joining.
Q9. Where will the Personal Interview be held? A. The Personal Interview will be conducted at New Delhi unless otherwise specified. Call letters will be sent by email only.
Q10. Is the application fee refundable? A. No. The application fee is non-refundable under any circumstances.
Important Links
| Description | Link |
|---|---|
| Official Notification PDF | Download Notification |
| Apply Online | Apply Here |
| Official Website | punjabandsind.bank.in |
| Join WhatsApp Channel | Click Here |
| Join Telegram Channel | Click Here |