08th January 2026 by Mangala
South Indian Bank Recruitment 2026 – Apply Online for Credit, Technical & Risk Roles (Scale I/II)
The South Indian Bank Ltd., a premier Scheduled Commercial Bank in India, has released an official recruitment notification inviting applications from Indian Nationals for specialist officer positions in Credit, Technical and Risk Containment domains. The recruitment is being conducted for the posts of Credit Analyst, Technical Manager / Regional Technical Manager, and Lead Analyst – Risk Control Unit (RCU) in Scale I/II cadre. The engagement is on a full-time basis with posting anywhere in India as per the Bank’s operational requirements. Applications are accepted only through the official online portal of the Bank, and no other mode of application will be entertained. Eligible candidates with relevant professional qualifications and minimum experience in banking, NBFCs, rating agencies, or risk/fraud units must submit their applications within the prescribed timeline.
Key Highlights
| Particulars | Details |
|---|---|
| Organization | The South Indian Bank Ltd. |
| Nature of Bank | Scheduled Commercial Bank |
| Recruitment For | Credit, Technical & Risk Containment |
| Posts | Credit Analyst, Technical Manager / Regional Technical Manager, Lead Analyst – RCU |
| Cadre | Scale I / Scale II |
| Application Mode | Online Only |
| Job Location | Anywhere in India |
| Application Fee | Nil |
| Probation Period | 1 Year |
| Service Agreement | Not Applicable |
Important Dates
| Activity | Date |
|---|---|
| Online Application Start Date | 07.01.2026 |
| Online Application Last Date | 17.01.2026 |
Vacancy Details
| Post Name | Scale |
|---|---|
| Credit Analyst | Scale I / II |
| Technical Manager / Regional Technical Manager | Scale I / II |
| Lead Analyst – Risk Control Unit | Scale I / II |
(Number of vacancies is not disclosed by the Bank. The scale of appointment will be decided by the Bank based on candidate profile and experience.)
Eligibility Criteria
Age Limit (as on 31.12.2025):
- Maximum Age: Not more than 35 years (born on or after 01.01.1991)
- Age Relaxation: 5 years for SC/ST candidates
Post-wise Educational Qualification & Experience
1️⃣ Credit Analyst
Minimum Qualification:
- CA / CMA, OR
- MBA (Finance) from a recognized University with minimum 50% marks, OR
- Graduation from a recognized University with minimum 50% marks along with any one of the following:
- CAIIB
- Diploma in Retail Banking
- Certificate Course in MSME
- Certified Credit Professional
Experience:
- Minimum 2 years of experience as Credit Analyst in Bank / NBFC / Rating Agency
2️⃣ Technical Manager / Regional Technical Manager
Minimum Qualification:
- B.Arch / B.Tech (Civil) / B.E. (Civil) from a recognized University with minimum 50% marks
Experience:
- Minimum 2 years of experience as Credit Technical Manager in Bank / NBFC
3️⃣ Lead Analyst – Risk Control Unit (RCU)
Minimum Qualification:
- Graduate / Post Graduate in Forensic Sciences from a recognized University with minimum 50% marks, OR
- Graduation with minimum 50% marks along with any one of the following:
- CFE (Certified Fraud Examiner) / CFPS
- ICA Certificate in Crime Prevention
Experience:
- Minimum 2 years of relevant experience in Risk Control Unit (RCU) in Bank / NBFC
Job Responsibilities / Core Competencies
Credit Analyst
- Preparation of credit proposals for new and existing borrowers through detailed analysis of financial statements as per underwriting norms.
- Understanding of market, geography and product requirements for risk assessment.
- Engagement with internal and external stakeholders for timely appraisal and onboarding.
- Managing post-sanction processes and monitoring portfolio performance to ensure adherence to risk tolerance levels.
Technical Manager / Regional Technical Manager
- Vendor management for technical evaluation of properties offered as loan collateral.
- Project approvals through site visits, documentation checks and regulatory compliance.
- Monitoring technical evaluation processes and recommending improvements.
- Team training, performance evaluation and cross-functional coordination with legal teams.
- Market intelligence on builders, geographies and fraud identification in property transactions.
Lead Analyst – Risk Control Unit
- Building teams and systems to assess fraud risk across documents and markets.
- Developing institutional capabilities for detecting schematic and geographical fraud patterns.
- Coordination with regulatory bodies and fraud management forums.
- Data-driven analysis of transactional behavior in real time.
- Continuous staff training on emerging fraud trends and risk mitigation.
Salary / Pay Structure
- IBA-approved Scale of Pay for Scale I / II Officers
- Includes Basic Pay, DA, HRA, Special Allowance and other admissible allowances
- Performance Linked Incentive (PLI) applicable as per Bank’s prevailing policy
(Exact pay will be as per IBA norms applicable to Scale I/II officers.)
Selection Process
- Shortlisting of Applications based on eligibility, qualifications and experience.
- Preliminary and/or Personal Interview for shortlisted candidates.
- Final selection based on merit, suitability and Bank’s internal assessment.
Important Notes:
- Mere fulfillment of eligibility does not guarantee interview call.
- The Bank reserves the right to modify the selection process depending on the number of applications.
- Decision of the Bank in selection matters shall be final and binding.
How to Apply (Step-by-Step)
- Visit the official website: www.southindianbank.bank.in → About Us → Careers.
- Ensure that you fulfill age, qualification and experience criteria.
- Complete the Online Application Form between 07.01.2026 and 17.01.2026.
- Upload the following in the prescribed format:
- Photograph: Passport size, white background, max 50 KB (378×437 px)
- Signature: Black ink on white paper, max 50 KB (140×110 px)
- Resume: PDF format, max 1 MB
- Submit the application and note the Application Reference ID for future use.
- A confirmation email with login credentials and application PDF will be sent to the registered email ID.
Important:
- No modification is allowed after submission.
- Multiple applications for the same role will lead to disqualification.
- No physical copy of application is required.
Important Instructions
- Applications are accepted only through online mode.
- Candidates must be willing to serve anywhere in India.
- Appointment is subject to medical fitness, background verification, credit history and police clearance.
- Canvassing in any form will lead to disqualification.
- All communications including interview call letters will be sent only by email.
FAQ
Q1. What is the last date to apply for South Indian Bank Recruitment 2026?
👉 The last date for online application is 17 January 2026.
Q2. Is there any application fee?
👉 No. Application fee is Nil.
Q3. Can I apply through offline mode?
👉 No. Applications are accepted only through online mode.
Q4. Is experience mandatory for all posts?
👉 Yes. Minimum 2 years of relevant experience is mandatory for all posts.
Q5. Will there be a written exam?
👉 The selection is based on shortlisting and interview. Written test may be included if required by the Bank.
Q6. Is posting location fixed?
👉 No. Selected candidates are liable to be posted anywhere in India.
Q7. Can final-year students apply?
👉 No. Candidates must possess required qualifications and experience as on the eligibility date.
Important Links
| Description | Link |
|---|---|
| Apply Online | Click here |
| Official Notification PDF | Click here |
| Official Website | Click here |
| Official WhatsApp Channel | Click here |
| Official Telegram Channel | Click here |